Get Approved online

At Ruby Mountain Motors Elko in Elko, we make financing fast, friendly, and stress-free. Whether you’re a first-time buyer, have an ITIN, recently rebuilt your credit, or have an excellent score, we’ve got programs designed just for you. With one of the largest lender networks in Northern Nevada, we can match you with options that fit your budget and lifestyle—whether you’re eyeing a $10,000 car or a $70,000 truck. Apply online anytime to get pre-approved, trade in your current vehicle, and schedule a test drive at your convenience. Simple, flexible, and built around your needs—that’s financing done right.